If you were injured in an auto accident because of the negligence of another driver, you have the legal right to file a claim with the other party’s insurance company. Unfortunately, there are several tactics used by insurance companies to minimize the compensation amount. You should speak with a reliable car accident attorney to obtain the maximum possible compensation and justice for your injuries and losses.
Seek Timely and Appropriate Medical Treatment
You need to take care of your safety and well-being before you do anything else. Following an accident, you should call 911 if you or someone else is hurt. If not, you should still go to the nearest ER.
You need to remember that you might not feel any pain immediately in the aftermath of an accident because the body gets pumped full of adrenaline. This doesn’t mean that there are no injuries. You may have a concussion, whiplash, or some other type of internal injury with no outward symptoms.
In addition, you won’t be able to pursue a personal injury claim if you don’t receive immediate medical evaluation. You need to keep up with all follow-up appointments as well.
Medical documentation validating injuries is an important aspect of maximizing settlement following an accident. The insurance company may jump on the lack of medical records as an excuse to deny your claim.
Secure All Possible Physical Evidence
The next step is to gather as much evidence supporting your claim as possible. You need to establish negligence to hold the at-fault driver and their insurance company legally liable. Evidence can be available in a wide range of forms, including:
- Video Footage
- Police Report
- Eyewitness Statements
- Expert Analysis
- Electronic Records
You can build a successful legal claim easily by gathering evidence that proves liability. You need to act fast since certain forms of evidence may degrade in the hours immediately following the crash. Speak with a car accident attorney if you need help obtaining or securing evidence.
Don’t Make Any Statements to the Insurance Company
If you were injured by a negligent driver in a car accident, you can file a personal injury lawsuit. Moreover, it’s always best to reach a settlement outside of litigation. In fact, most car accident claims are eventually settled without a trial. Only a small percentage of claims require courtroom litigation.
You need to understand that large insurance companies have a lot of experience and the best attorneys handling settlement negotiations. They are not on your side no matter how nice they seem to be. Their goal is to improve the end profits by minimizing the settlement payout.
You should never provide insurance companies with a written or recorded statement. They will use your words against you. Instead, you should ask your attorney to handle all correspondence with the insurance company. This will also allow you to focus on your recovery.
Never Rush the Settlement Process
It’s understandable when victims want to rush the settlement and use the money to pay for medical bills and other things. Insurance companies are aware of this too, especially when the injury is severe enough to make the victim miss work. Adjusters will either offer you an early lowball settlement or delay the negotiations so that you are compelled into accepting whatever amount they offer.
While you should never wait to file a claim or speak with an attorney, you need to remain patient when it comes to settlement negotiations. In your efforts to reach a quick settlement, you may lose out on obtaining fair compensation. Most people want to move forward with their life by leaving the car accident behind them.
Insurance companies know of this and routinely offer unfair but quick settlement offers to resolve claims. In fact, there have been episodes where the insurance company offered as little as 10% of the actual worth of the claim. You need to be patient if you want to maximize the settlement amount. The insurance company is not going to lead with its best or final offer.
Consult with an Accomplished Auto Accident Attorney
You don’t need to brave through the claims process on your own. A capable car accident attorney will help you with the following:
- Conduct a review of the case
- Explain your legal rights and options
- Address your concerns
- Organize the medical records and documents
- Obtain enough evidence for proving liability
- Build a strong and persuasive legal claim
- Handle settlement negotiations
In addition, the insurance company is more likely to take your claim seriously with a skilled attorney by your side. Your attorney will have experience in holding insurance companies accountable and helping clients get the full settlement they deserve.
Choose Reputable Personal Injury Attorneys to Maximize Your Compensation
The seasoned personal injury attorneys at Fox Injury Law have the experience, legal knowledge, and dedication to fight tirelessly for protecting your financial interests and legal rights. If you or someone you love was injured in an auto accident, our attorneys can help you get the maximum possible compensation. To set up your free case evaluation, call us or reach us online.